Buyer Tips

All Blog Posts What Are Contingencies in a Real Estate Contract in Ohio? – Cin-Day Group Realtors Explain When buying or selling a home in Ohio, you’ll often hear the term “contingency.” But what does it really mean, and how do contingencies impact your transaction? At Cin-Day Group, we help clients in Greater Dayton and Cincinnati navigate these details every day. Here’s what you need to know. ✅ What Is a Contingency? A […]
All Blog Posts How Much House Can I Afford in Southwest Ohio? – Expert Tips from Cin-Day Group Realtors Understanding the “Affordability Equation” Your home budget isn’t just about how much you want to spend — it’s about balancing your income, debt, and savings against the true costs of homeownership. The key factors lenders (and smart buyers) consider: • Your Gross Monthly Income • Your Debt-to-Income Ratio (DTI) • Your Down Payment • Your […]
All Blog Posts What Is the Home Buying Process in Greater Dayton & Cincinnati? – Cin-Day Group’s Step-by-Step Guide Thinking about buying a home in Greater Dayton or Cincinnati, but not sure how to start? To buy a home in Greater Dayton or Cincinnati, you’ll need to get pre-approved, explore neighborhoods, make a smart offer, and work closely with Cin-Day Group Realtors to guide you through inspection, appraisal, and closing with confidence. 1. What […]
Buyer Tips The Secret to Buying a Home in any Season – From the Cin-Day Group Realtors Many buyers wonder if there’s a “perfect” time of year to purchase a home. The truth is, no matter the season—spring, summer, fall, or winter—there are unique opportunities to take advantage of. Whether it’s more inventory, motivated sellers, or less competition, each season has its own advantages. In this post, the Cin-Day Group Realtors reveal […]
All Blog Posts How do yoy Track Closing Costs? The Cin-Day Group explains One of the most overlooked parts of buying or selling a home is understanding closing costs. These fees can include lender charges, title services, taxes, and more—and they add up quickly. Whether you’re purchasing your first home or preparing to sell in Greater Cincinnati/Dayton Ohio, knowing how to track and plan for closing costs will […]
All Blog Posts About the Appraisal Process – by the Cin-Day Group Whether you’re buying or selling a home in Greater Cincinnati and Dayton, the appraisal is one of the most important steps in the process. It determines a home’s fair market value and can directly impact financing, negotiations, and even the final sale price. In this post, the Cin-Day Group breaks down what you need to […]
All Blog Posts How to Hire a Remodeling Contractor – by Cin-Day Group Thinking about updating your home but not sure where to start? One of the most important decisions you’ll make is hiring the right remodeling contractor. The right professional can turn your vision into reality, while the wrong one can lead to stress, delays, and costly mistakes. At Cin-Day Group Realtors, we work with homeowners across […]
All Blog Posts How to Hold a Successful Garage Sale – by Cin-Day Group Garage sales can be a great way to get rid of clutter and earn a little extra cash before you move. But make sure you plan ahead; they can take on a life of their own. Don’t wait until the last minute. Depending on how long you’ve lived in your home and how much stuff […]
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All Blog Posts How To Calculate Capital Gains – The Cin-Day Group Explains When it comes time to sell your home or investment property, one of the biggest financial questions is: How much will I owe in taxes? That’s where capital gains come into play. Understanding how to calculate capital gains can help you plan ahead, avoid surprises, and maximize the profit you keep. At Cin-Day Group Realtors, […]
All Blog Posts Prepare for Your Move Update your mailing address. You can do this at usps.com or fill out a change-of-address form at your local post office.  Change your address with important service providers, Such as your bank(s), credit companies, magazine subscriptions, and others. Create a list of people who will need your new address. Whether you plan on sending formal […]
All Blog Posts Pack like a pro   Plan ahead. Develop a master to-do list so you won’t forget something critical heading into moving day. This will also help you create an estimate of moving time and costs.  Discard items you no longer want or need. Ask yourself how frequently you use an item and how you’d feel if you no longer […]
All Blog Posts Moving with Pets Update your pet’s tag with your new address. Make sure your pet’s collar is sturdy and correctly sized. The tag should also include your mobile number and e-mail address so that you can be reached during the move. Request veterinary records. Ask your current vet to send your pet’s medical history directly to the new […]