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How do yoy Track Closing Costs? The Cin-Day Group explains

One of the most overlooked parts of buying or selling a home is understanding closing costs. These fees can include lender charges, title services, taxes, and more—and they add up quickly. Whether you’re purchasing your first home or preparing to sell in Greater Cincinnati/Dayton Ohio, knowing how to track and plan for closing costs will help you avoid surprises and feel confident at the closing table.

 

Closing costs don’t have to be confusing. By tracking expenses early and reviewing them carefully with your lender or agent, you’ll be prepared for what’s ahead—and avoid last-minute stress. If you’re buying or selling in Greater Cincinnati/Dayton Ohio, the Cin-Day Group can walk you through every step, including what to expect at closing. Reach out today for expert guidance.

*Lenders keep funds for taxes and insurance in escrow accounts as they are paid with the mortgage, then pay the insurance or taxes for you.

** Because such costs are usually paid on either a monthly or yearly basis, the buyers may have to pay a bill for services that you actually used before moving, or vice versa. Proration is a way to even out bills you may have paid in advance, or that buyers may later pay for services you used.